Debt Restructuring
Managing debt can feel overwhelming, especially when multiple lenders, rising interest costs, or cash-flow issues begin to slow down your business growth. This is where Aarthika Globcorp Solutions steps in with its expert Debt Restructuring Consultancy Services—designed to help businesses regain control, restore liquidity, and stabilise operations.
Whether you’re struggling with overdue EMIs, high-cost loans, stressed assets, or sudden market challenges, our restructuring solutions bring clarity and strategic direction.
We help businesses negotiate with banks, redesign repayment structures, reduce financial stress, and build sustainable recovery plans.
With Aarthika, debt restructuring becomes a structured, transparent, and result-driven process—ensuring compliance, lender confidence, and long-term financial health.
If you’re looking to rebuild, revive, and regain financial strength, this guide explains how effective debt restructuring can transform your business.
Documents Required
- Audited financial statements (last 3 years)
- Latest provisional financials
- Loan sanction letters & repayment schedules
- Bank statements for last 12 months
- Details of existing debt & lender-wise outstanding
- GST returns / income tax returns
- Cash-flow statements & projections
- Company profile & business plan
- List of assets, collateral documents & valuation reports
- Stock statements, receivables ageing, payables ageing
FAQs
Businesses facing cash-flow stress, declining sales, high debt burden, or difficulty repaying existing loans benefit the most.
Loan rescheduling, interest reduction, debt consolidation, additional working capital, one-time settlements (OTS), and moratorium arrangements.
It is a formal financial negotiation conducted as per RBI guidelines and lender policies; not a court-driven insolvency process.
Yes, in some cases it may affect ratings, but it prevents default—which is far more damaging.
No. Restructuring is a revival mechanism outside NCLT, while insolvency is a legal resolution process under IBC.
No. Restructuring is a revival mechanism outside NCLT, while insolvency is a legal resolution process under IBC.